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10 Things You Can Do With WestStein Card

So, you’ve got yourself a WestStein prepaid card or plan to apply for it soon?

If so, that’s an excellent choice! In this article, we’ll show you 10 great ways you can use your WestStein prepaid Mastercard. Check below to discover all features and benefits!

By the way, the last idea was recommended by our customer, Laura. If you too come up with unique ways of using your WestStein card, we’ll be happy to hear from you as well.



Whether you’re working full-time or as a freelancer, your employer can send your salary to WestStein card via fast SEPA or SWIFT payment.

The money you receive will never be blocked like it’s sometimes the case with regular bank accounts. Furthermore, it doesn’t matter where your job is located at, because each WestStein card has its own unique IBAN for international payments.

If you’re working and living abroad, you can easily avoid the hassle of getting a non-resident bank account. We’ll deliver your WestStein card anywhere in the EEA countries for free.

Cost: 0.55€ (Incoming SEPA payment), 0.80€ (Incoming SWIFT payment).



Nowadays, more and more fraudulent online and retail shops are scamming people. It often leads to freezing bank accounts, changing passwords and so on. In short, an unpleasant, expensive and time-consuming experience.

You will avoid such risks with WestStein card because it isn’t connected to your regular bank account. It’s like leaving your wallet at home and taking only some spare change when going for a walk...only much safer.

Furthermore, you can easily add an extra layer of protection - Mastercard SecureCode password that you’ll be asked before every online transaction. As a result, you’ll enjoy a worry-free shopping.

Cost: FREE (Eurozone countries), 0.50€ per purchase (International) + 3.00% FX fee (International).



With sneaky marketing tricks in most shops, it’s easy to overspend by using your credit card. Well, what if you had a limit on your card?

With WestStein card you set your own limits and will never spend more than you have loaded on your card. It means you’ll easily avoid overspending, loans and debt.

Let’s say you order a secondary card for your kids. They won’t be able to get into financial trouble and surprise you unpleasantly.
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Cost: FREE



In the past, keeping money in paper envelopes was the easiest budgeting method. It works. However, keeping money in cash isn’t secure. Your cash can be burnt, torn apart or simply tossed out.

Such a risk is avoided with WestStein prepaid cards. If you’re a verified customer, you can get up to 3 secondary cards for free. For example, one card for transportation expenses, one for groceries, one for weekend activities.

Best of all, 3 cards cost you only 3.00€/month, and you are likely to save much more because of effective budgeting between cards and avoiding unnecessary purchases.

Cost: FREE (Card issuing fee), 1.00€ (Monthly service fee per card).



Are you a frequent traveler? Then the WestStein prepaid card is your best travel buddy!

WestStein Mastercard can be used to pay for goods and services at more than 30 million sales points all over the world. Plus 2 million ATM’s.

If you’re traveling somewhere in the Eurozone, you can use any ATM you see, without wondering how much it would cost you. No matter the amount you withdraw, you’ll be charged only 2.50€. Convenient and very cost-effective.

Cost: 2.50€ (Eurozone countries), 2.50€ + 1.50% of amount withdrawn (International) + 3.00% FX fee (International).



Maybe you enjoy online games. Maybe you’re running an online e-commerce business. Whichever the case, you probably use one of many e-wallets, such as Paypal, Skrill, Stripe or another.

If at any time you’re suddenly in a need for a cash, WestStein card is an excellent way to transfer money from an e-wallet and withdraw in any ATM.

You can simply connect your IBAN to any of the e-wallets and transfer money via SEPA or SWIFT payment the same way as you’d do from your regular bank account.

Cost: 0.55€ (Incoming SEPA payment), 0.80€ (Incoming SWIFT payment).



Children also need money for bus tickets, lunch, books etc. You can give them cash and wish they won’t lose or waste it without a trace.

On the other hand, if you’re a verified WestStein customer, you can order a secondary card for kids from your account - without proving their identity.

You’ll always see their card’s balance, thus how well are they managing the money you sent. This is a great way of teaching your children good money habits.

Cost: 1.00% of the amount transferred (WestStein Card to WestStein Card payment).



It’s easy to forget how much money you have in your bank account. Especially if you have more than one payment card.

No more confusions with WestStein! With our mobile application you’ll see all your WestStein cards (you can own up to 4) at once.

Now imagine you have one card for yourself and 3 cards for your family members. Could budgeting family finances get any easier than that?

Our application is available on Android and iOS. Download it now!

Cost: FREE



At the moment, you can load Euro (EUR) on WestStein cards. Soon you’ll be able to exchange Euro to Polish zloty (PLN), British Pound (GBP) and US dollar (USD).

Because of lower exchange rates than in regular exchange counters, you’ll save both time and money. Best of all, you will be able to do it from your smartphone!

Cost: Currently unavailable



Long-term support is the best gift you can give to your closest ones.

One of our customers, Laura, ordered a secondary WestStein card for her retired mom, who loves to travel but doesn’t have enough income in her retirement years.

Whenever Laura sees a good deal on tours, she arranges it for her mother and loads her WestStein card for trip expenses, like restaurants etc. Simply wonderful!

Cost: It’s up to you


Important! Most features are available to verified users only. Don’t miss out! :)

If you have other questions in mind, feel free to visit our FAQ page. There you’ll find answers to more than 50 frequently asked questions we’ve received before.

You can also reach us by calling (+371) 65 509 995 or +44 (0) 207 125 0321 or via email [email protected] within business hours. We’ll be more than happy to assist you!