Today, almost everyone has a virtual card. It exists alongside the standard ones made of plastic, to which everyone is so accustomed. Virtual do not lag behind them in terms of functionality. You can also store funds on them, spend them, but the card itself is not physical. Next, we will talk about what its advantages are.
Features of virtual cards
Plastic cards, despite their prevalence, have a number of disadvantages. For example, you can damage plastic, lose it, or even accidentally demagnetize it. After that, you will need to block the card and run to the bank branch to replace it. In addition, you run the risk of stumbling upon scammers who can obtain card details and withdraw money.
But there is an alternative: to avoid all this hassle, you just need to get a virtual card. It has all the same details as the standard one. That’s just it will be in your smartphone. You can use it to make purchases, pay for services. At the same time, you will definitely not lose it. Also, scammers will not be able to steal details, because you actually pay with your mobile phone.
But the main advantage of such cards is the ability to quickly and safely pay for purchases on the Internet. If you use a standard card, every time you have to risk entering the card details. Therefore, to make such purchases, it is still better to have a virtual card. This way you will not risk your money.
In addition, in the near future all major banks will reduce the issue of plastic cards, thus cutting costs. Yes, and it is convenient for clients, because they do not have to waste time on constant visits to branches.
Benefits of virtual cards
The main advantage is versatility. After all, you can pay with such a card almost everywhere. At the same time, you significantly save time and lose a lot of bureaucratic hassle.
It saves time and the fact that you can get the card without visiting the branch. Card details are generated in a matter of seconds, because the client does not need to issue a plastic card.
The high level of safety during use is another plus. After all, you no longer have to leave details on sites that you trust a little. Also, there can be exactly as much money on the card as you need to make a purchase. Therefore, you can not be afraid of scammers and the loss of a large amount, as is often the case with plastic.
Customers also value anonymity very highly. After all, the name is not obligatory data that must be communicated during registration. Also, the contract is not concluded. So you don’t have to worry about information leaks if it’s important when making a purchase.
Types of virtual cards
For the convenience of customers, there are several different cards according to the principle of use. So, the design of a prepaid card is available. This card has the same functionality as any other Mastercard.
You can use the card for calculation in many countries, because it is international.
This card has a number of advantages. For example, the client can now independently control his budget, and do it much more efficiently than with any other card. After all, the functionality provides that you can spend exactly as much money as was credited to the account. So you can not be afraid of impulsive purchases and the fact that all your money will end up in the hands of scammers. You can withdraw cash at any bank, regardless of which group it belongs to.
At the same time, you do not waste time getting such a card. After all, you can activate it without going to the terminal or to the bank branch. All control also takes place via a smartphone. That is why the WestStein virtual card is the choice of modern people who value their time.
This virtual debit card will become your safe deposit box for money. After all, you can use it to transfer wages or when traveling. You will definitely not face a huge commission and other unpleasant moments on the road. You can use such a card both for cash withdrawal and for making online purchases. Also, it will not be a problem to arrange a transfer to a card of another bank. All this can be done using the application or through your personal account.
With such a card, you will definitely not be able to get a negative balance. In addition, you can further study the report on all your expenses. With such a card, it will be much easier for you to control your budget by planning all expenses in advance. The cards are so convenient and safe that many people even open them for children in order to better control all pocket expenses.
You can open an online current account right now, spending literally 5 minutes. For registration, a minimum of data is required. Whereas you will appreciate the benefits literally right away.